CollateralEdge is a FinTech platform empowering community and regional banks to compete and win in commercial lending. Our proprietary solution delivers real-time, on-demand collateral support—enabling banks to structure stronger loans without compromising credit standards. By bridging short-term underwriting gaps, we help banks close more deals, grow relationships, and fuel small business success.
Community banks lose quality commercial loan opportunities because they cannot structure deals that meet regulatory guidelines, their conservative underwriting guidelines and borrowers expectations. This makes it literally impossible for banks to grow their deposit base and commercial loan portfolio effectively. This problem also negatively impacts commercial borrowers that invest significant resources only to be denied critical capital from their bank partner.
- $20M in collateral issued in FY 2024 ranging in size from $30K to $3M per transaction
- $150M+ in loan volume quoted for community banks in FY2024
- Partnership with the largest banking association in the country (Independent Bankers Association of Texas-350+ community banks)
- No integration or implementation required for community banks to engage with our platform
- A bank can upload required data and receive a quote from us in less than 15 minutes with no human interaction
