About AlgoPear

AlgoPear is a Dallas, TX fintech building the next generation of digital banking—powered by agentic AI that helps people invest, learn, save, and get rewarded inside their credit union or community bank app.

Our mission is to democratize wealth for all by putting modern wealth-building tools where they already bank. Purpose-built for community financial institutions, AlgoPear’s Selene Intelligence combines fractional investing, personalized money guidance, financial education, and gamified rewards to drive deeper engagement, loyalty, and stem deposit leakage to fintech apps.

Tagged with

Fintech Artificial Intelligence B2B Personal Finance

Team

Ronnie Green

Founder

Problem statement

$70B+ problem: Community financial institutions are losing the next-gen relationship—and $3T in deposits—to Robinhood/Coinbase UX. 43% of account holders under 40 want modern embedded investing tools, but those tools are unavailable at community FIs today. While advisor minimums shut most everyday people out of guidance and products.

AlgoPear keeps it in-house with an embedded experience that drives 10x engagement, and qualified account holders that we route to their other products.

Traction information

Launched Selene beta in 2025 Q4. Since then, 1 signed credit union LOI ($24k), 4 paid trial commitments ($100k - Not Live Yet -> Q2 2026). $13.5M active pipeline (21 prospects Clients).

Milestones

December 2025

Signed LOI

LOI

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Funding

Currently raising capital

$200,000

committed

$2,000,000

round goal

Total raised to date: $1,235,000