AlgoPear

$70B+ problem: Community financial institutions are losing the next-gen relationship—and $3T in deposits—to Robinhood/Coinbase UX. 43% of account holders under 40 want modern embedded investing tools, but those tools are unavailable at community FIs today. While advisor minimums shut most everyday people out of guidance and products. AlgoPear keeps it in-house with an embedded experience that drives 10x engagement, and qualified account holders that we route to their other products.

AlgoPear has $274K in signed/agreed contracted ARR (1 contracted deal, 2 LOIs/test-pilots) and a $2.9M weighted cARR pipeline across 66 FI opportunities with 29 deals projected to launch Q4 2026–Q3 2027. Early users show 28% DAU/MAU engagement. Previously raised $1.2M at an $8M pre-money valuation; $300K wired/committed toward the current $2M SAFE round.